Financial Aid

The first step in funding your law education is to fill out the Free Application for Federal Student Aid (FAFSA). To complete the FAFSA, you will need to have your financial information for the past year available (i.e. 2015 information for the 2016-2017 FAFSA). To ensure that Indiana Tech will receive your FAFSA results, be sure to include Indiana Tech’s school code #001805 when completing the FAFSA. Once we are able to view your FAFSA information, you may be required to submit additional information.

Indiana Tech School Code for FAFSA: 001805

Once all applicable documents have been received and processed, your package can be created for Federal Direct Unsubsidized Loans. Once packaged, the financial aid office will send you an Award Letter and direct you to complete further documents, if necessary.

In order to receive a Financial Aid Award Letter, you will need to complete a FAFSA. If you are not planning on completing a FAFSA, please e-mail the Financial Aid Office at and inform the Financial Aid Office that you are not planning on completing a FAFSA. This will inform the Financial Aid Office that you are not planning on completing a FAFSA and the Financial Aid Office, will be able to proceed with sending out your Award Letter.

Unsubsidized Loans

The maximum amount of unsubsidized loans you can receive for an academic year as a law student is $20,500. Please note that your loan amount is reduced by Loan Fees of 1%. Therefore, the funds actually received by Indiana Tech and applied toward your tuition will total less than $20,500. In order for your aid to be disbursed to your student account, the following must be completed:

The Direct Loan Master Promissory Note and Direct Loan Entrance Counseling. Both be found by logging onto the website.


The Federal Direct Graduate PLUS Loan is another government loan available to students. To be eligible for the Graduate PLUS Loan, you must first complete your FAFSA and have maximized your unsubsidized borrowing for the year. When these qualifications have been met, you can then apply for the PLUS Loan by logging onto the website.

The PLUS Loan is based on your credit history, thus, a credit check will be run in order to determine your eligibility.

Please note that you do have the option to include an endorser when applying for this loan. Students can apply for the PLUS loan about 90 days prior to the beginning of the academic year. This is because the credit check is only valid for a maximum of 90 days.

The amount that you can borrow for an academic year equals your cost of attendance less your unsubsidized loan and any institutional scholarship awards. Please note that your loan amount is reduced by loan fees of 4%. Therefore, the funds actually received by Indiana Tech and applied toward your tuition will total only 96% of what you request. Also, once approved for the PLUS Loan, a Master Promissory Note will need to be completed, just as with the unsubsidized loans.

Private Loans

If you have maximized your Direct Loan borrowing, you can also consider using a third party to obtain loan funds. Many larger banks have student loans available, and some even have loans geared toward graduate/law students. Loans with these banks may provide the opportunity for an interest rate discount if you have an existing account with the bank. Some offer an interest rate deduction if you make loan repayments using automatic debit. If you decide to use this avenue, start by checking with your personal bank to see what they can offer you.

For information on additional lenders, visit ELM Select’s website. 

Indiana Tech Law School Scholarships

With a tuition that makes us one of the least expensive private schools in the country, we are demonstrating our commitment to make law school more affordable for every student. Scholarships are available to students who have excelled academically in their undergraduate work.

Unless otherwise noted, scholarships are renewable for your second and third years of study, provided that you maintain a good academic standing.

We would like the choice to attend Indiana Tech Law to be as easy to make based on finances as it is on our innovative curriculum. If you have received a scholarship offer from another school that allows you to attend that institution at a lower cost of tuition and fees than you can attend Indiana Tech, we will endeavor to meet that offer.

Outside Scholarships

Outside scholarships are a great way to help pay for your continued education. Checking with your local Bar Association is a great idea, as they may have scholarship programs. Another avenue you may wish to pursue is to inquire with the Community Foundation in your county and other community organizations. The following websites list various scholarships available to all students. Once logged in, you are able to filter for scholarships specific to your field of study, community involvement, etc.

Your my.IndianaTech Account

Many of your account/financial aid inquiries can be answered by logging in to your account, such as:

  • Student Account Transaction History
  • Award Letter
  • Course List
  • General Account/Financial Aid FAQs
  • Links to email and other internal/external widely used sites

Payment Options

Indiana tech offers two payment options for remitting your portion if the cost of the education.


The traditional method of paying for the college experience is to have the bill paid prior to the beginning of the semester. This means that your payment is due before the first day of class in any given semester. Inter-term and summer school charges are due prior to the session start date.

Payment Plan

Indiana Tech offers a payment plan through CashNet and can be setup through your account and click on ‘My Account Manager’ from the ‘My Account tab’. Monthly payments are due the first of the month and the first payment for the fall semester is due by Aug. 1 and the first payment for the spring semester is due by Jan. 1. The cost for this payment plan is $40 per semester. Late enrollment in a payment plan reduces the payment plan by one month.
All accounts may be charged a $50.00 late fee per month (maximum of three months) on the unpaid balance after Sept. 30. No student may receive a transcript or diploma until all financial obligations to the university have been met. The student will be responsible for all collection fees if the account is turned over to an outside agency.

Making Payments

To make a payment on your account, you can use one of the following methods:

Please note that credit card payments made through the online system have a fee of 2.75% for domestic accounts and 4.25% for international accounts.

Student Academic Progress Evaluation

Indiana Tech will evaluate your progress at the end of each semester to determine whether you are meeting the guidelines for Satisfactory Academic Progress (SAP). During evaluation, the following criteria will be reviewed: grade level (freshman, sophomore, junior or senior); career grade point average (GPA); attempted credits and earned credit. Even if you are not currently receiving federal aid, your eligibility will still be determined.

To achieve satisfactory academic progress, students at Indiana Tech must meet the following standards:

Credit Pace

Earn at least 67 percent of the credits they attempt for each program level. This calculation includes all accepted transfer credits as well as credits attempted at Indiana Tech. Please also note that withdrawals (W) and incompletes (I) will count as attempted credits, but not completed credits for this calculation.

If you fail to meet this requirement, you will be put on financial aid warning for the rest of the next academic semester you attend.

• You will be notified of your eligibility requirements via U.S. mail and/or email if you are placed on warning.
• If you fail to correct your deficiency by the end of the warning period (one semester), your financial aid will be terminated.

Grade Point Average (GPA)

First year students in the J.D. Program must have a minimum cumulative 1.5 GPA to remain in good standing with financial aid. After the first two semesters, students must maintain a 2.0 cumulative GPA. Please note that incompletes (I) will count as a 0.0 for the class until the class is completed. This will be factored into your GPA upon calculation.

If you fail to meet this requirement, you will be put on financial aid warning for the rest of the next academic semester you attend.

• You will be notified of your eligibility requirements via U.S. mail and/or email if you are placed on warning.
• If you fail to correct your deficiency by the end of the warning period (one semester), your financial aid will be terminated.

Attempted Credits

Attempted credits are defined as credits successfully completed, as well as those for which you received a non-passing grade (F), those from which you withdrew (W), and those which are not yet finished (I). Classes that are passed and repeated count as earned only once, but all credits, including the repeated class, are considered as attempted.

If your grade is later changed for any reason, a new calculation will take place in determining your future eligibility.

Transfer credits accepted toward your degree program count as both attempted and earned credits.

Repeat Coursework

A student may receive aid when repeating a course that was previously failed (received a 0.0 or No Pass), regardless of the number of times the course was attempted and failed.  A student may receive aid (if electing to repeat a previously passed course) one additional time. Whether the repeated course is passed or failed, the student is no longer eligible to receive aid for that course.  If a student chooses to retake a course, and that course is not eligible for aid, the Financial Aid Office will recalculate the student’s aid to exclude the credits for the repeated course from eligibility.  This rule applies whether or not the student received aid for earlier enrollments in the course.

If a course is repeated, both courses will count towards the attempted and completed course.  The exception to this is if you are able to exchange a grade based on receiving a C- or lower.  If the previous grade is forgiven, both the credit hours attempted and those earned would be removed from the calculation.  Also, the previous grade would not be factored into your GPA as the previous grade is, in essence, forgiven.  For more details on this policy, please review the current academic handbook via the Registrar’s site.

Return of Title IV Aid

For the J.D. program a Indiana Tech, the Return of Title IV calculation is as follows:

• Number of days completed ÷ number of days in session = percentage completed

If you complete 60% or less of your scheduled enrollment period, a portion of your Title IV aid is required to be returned. The number of days completed is determined by the official withdrawal date provided by the University Registrar. This date is dependent on the last date of an academically related event.

Returns and Notifications

Students affected by a Return of Title IV calculation will be notified on an individual basis via U.S. mail. The Return of Title IV calculation may result in a balance due to Indiana Tech. Please contact the Business Office directly to resolve any outstanding balances.